WHAT WE DO

Financial planning involves a holistic approach to helping you achieve your financial goals. At ProInvest, we provide planning advice to individuals, family groups, businesses and organisations be they large or small.

We will meet with you for a detailed discussion in order to develop appropriate financial strategies based on your current financial situation, your investment appetite, and your short, medium and long term investment goals.

When developing your financial strategy we carefully consider every aspect of your financial circumstances including but not limited to:

• Income from all sources including salary, investment returns and rental income
• Current tax position including any salary packaging options
• Assets and liabilities
• Dependants
• Superannuation

From this information, we develop a detailed Statement of Advice that will include all relevant information provided and outline appropriate strategies to help you achieve your financial goals.

As Australians, we rely more and more on our superannuation to fund our retirement. At the same time, we are working longer with the expected retirement age by 2030 being well over 70 according to industry experts. Age eligibility for the aged pension is also rising. This is why it has never been more important to plan your superannuation strategy as early as possible with even the smallest improvement on your returns today eventually adding up to a significant retirement lump sum over time. No matter what age you are, it is always worthwhile reviewing your superannuation performance regularly and making sure you are on the right track.

We also assist in setting up SMSF funds for you and even help you find an investment property when this is the optimal strategy.

Obtaining finance to buy your first home to acquiring a commercial property or arranging asset finance for your business is almost always a difficult task. Not only do you want to find the best rates and features for your loan, but you also want to make sure you approach the right lender that will consider your unique circumstances.

As mortgage and finance brokers, we have access to a panel of more than 30 lenders in the market including the major banks to specialist lenders and private lenders providing loans for:

• Owner-Occupier homes including for First Home Owners (FHO)
• Residential investment loans
• Commercial loans – property and business loans
• Loans for the Self-employed
• Motor vehicle finance – personal and business
• Asset finance – for vehicles and/or equipment

Our finance manager Matthew Mufic along with the Director of ProInvest Nick Athanasiadis are particularly skilled at finding solutions to complex finance requirements, especially in the self-employed and commercial space. We are also committed to ensuring your overall financial position is reviewed in detail when recommending finance. Unlike many mortgage brokers, we are also a financial planning business and therefore, will look more deeply at your finance goals and objectives to ensure you borrow money responsibly and sustainably.

At ProInvest, we are primarily focused on what is best for you which is why our retention rate is well above the industry average. Once you have obtained a loan with our assistance, your loan will be regularly reviewed to ensure your loan rates and fees remain competitive. We will automatically apply for pricing improvements on your behalf. That way you have an expert monitoring your lending throughout the life of your loan!

Buying a property is among the most stressful things you can do particularly in a volatile or unfamiliar market. The ProInvest buyer’s advocacy department is here to assist you in the buying process from start to finish. Working with our planning and finance team, we can help you find the right property in line with your financial needs. We will negotiate on your behalf and take the time and stress out of the process of sorting the most suitable properties from the rest.